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Repair all 3 credit bureaus.

Increase your credit score.

Easily do it yourself.

Click. Send. Fix.

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Gifted Credit is a credit repair expert so you don’t have to be.

Fixing your credit has never been easier. With Gifted Credit, you can quickly and confidently boost your credit score without the hassle, putting you firmly in control of your financial future.

Meet Gifted Credit

Gifted Credit is so smart and easy to use, you might think it’s magic.
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Easy to submit your disputes, and I got real results. This is one of the best credit solutions around!
Lucas Graham
Lucas Graham

Dispute any account on all 3 bureaus

Gifted Credit can help you delete these accounts from Experian, Equifax, and TransUnion:

No need to create an account with each credit bureau. Gifted Credit brings all three credit bureaus to you.

Smart Import

Gifted Credit automatically imports your 3 bureau credit report without creating a hard inquiry.

Brilliant AI
Gifted Credit"s Artificial Intelligence knows which accounts are hurting your credit and helps you create powerful disputes to remove them.

Unlimited Disputes

Dispute unlimited accounts easily across all three bureaus. Whether it’s one or fifty, Gifted Credit seamlessly handles and tracks your disputes, ensuring a smooth and efficient process every step of the way.

Credit Versio dashboard


Professional Letters

Letters are far more effective at getting accounts permanently deleted than online disputes. Gifted Credit’s letter generator helps you create effective disputes based on consumer protection laws.

Track Your Results
Every month Gifted Credit imports your new 3 bureau credit report and shows which accounts were deleted and your new credit scores. If an account wasn’t deleted, Gifted Credit will suggest a new strategy for additional disputes.

No need to hire a credit repair company

Don’t waste your time and money hiring a credit repair company to send generic disputes the 3 credit bureaus can legally reject.

Gifted Credit helps you create far more effective disputes than any credit repair company. Because you send them yourself, the credit bureaus won't reject them.

Easily create effective disputes for all 3 credit bureaus and improve your credit score with Gifted Credit.
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Portions of this software are protected by one or more of U.S. Patents & other patents pending.